Reach
Now live on iOS & Android
The CFO in
your pocket.
Budget, goals, debts and what's coming next, from entries logged in three seconds. Your data stays on your phone.
free to download · no account required · works offline
one ledger · five views of the same money
Everything a CFO would tell you, about your own money.
Five views of one ledger, filled in seconds.
budget · $1,317.29 free to spend
A budget that tells you what's left, not what you did wrong.
One gauge answers the mid-month question: how much can I still spend?
- Free to Spend front and centre
- days left in the month, at a glance
- per-category limits with quiet progress bars
savings · 57% of $13,500 saved
Name the goal. Watch it fill.
Emergency fund, new laptop, that trip. Each goal gets its own progress bar, plus one ring for the total.
- its own bar, target and pace
- one ring for total progress
- small wins celebrated as you pass them
debt · debt-free by Apr 2035
A payoff plan, not a guilt trip.
Every debt on one screen, a projected debt-free date, and one flagged debt to focus on next.
- % paid off across everything you owe
- smallest-first or highest-rate
- one flagged debt to pay down first
forecast · your balance, 30 days out
See what's coming before it lands.
Your balance projected up to a year ahead, from the bills and income you already know about.
- 7d · 14d · 30d · 90d · 180d · 1y
- every scheduled bill, dated and priced
- past line meets projected line, today
recap · 64% savings rate, best month
Your month, told back to you.
Weekly and monthly recaps: what you earned, spent and kept, and where it went.
- the month's headline number
- money in minus money out, day by day
- ranked categories vs your average
entry logged · 3 seconds
Log it before the receipt hits the table.
Type it like you'd say it. Reach parses the amount, category and date.
Add a transaction
appearance · light ⇄ dark
Calm at noon. Calmer at midnight.
A warm cream light mode and a deep navy-teal dark mode. Follow the system or pick a side.
- light · dark · follow system
- Caribbean (signature) · Pulse
- try the toggle in the corner, same idea
streak · day 13
One calm minute a day.
Each day Reach hands you one Money Moment: bills ahead, spending pace, a small win. Read it, tap “Noted”, done. That's how the habit sticks.
questions · answered
Fair questions.
What is Reach?
A pocket CFO: one app that keeps your budget, savings goals, debt payoff plan, cashflow forecast and monthly insights in a single ledger, with entry fast enough that you actually keep it up.
Where is my financial data stored?
On your phone. Reach stores your ledger locally on your device rather than on our servers. The privacy policy has the full detail.
How fast is logging a transaction?
About three seconds. Type “12 lunch today” and Reach parses the amount, category and date. You can also speak it, scan a receipt, use a full form, or set it recurring so it logs itself.
Is Reach available on iPhone and Android?
Yes. Reach is live on the App Store and Google Play.
Is Reach free?
Free to download on both stores. Current plans and pricing are shown in the app.
next entry · yours
Start your ledger tonight.
Log your first expense in three seconds. The CFO in your pocket takes it from there.