guides · practical, no fluff

Money guides, CFO style.

Short, practical guides on the problems Reach was built for: tracking spending you'll actually keep up, and paying off debt with a plan instead of guilt. No 4,000-word padding, no affiliate links.

Tracking How to track expenses without connecting your bank account

Three practical ways to track spending manually (notebook, spreadsheet, manual-first app) and the habit design that makes it stick. 6 min read.

Debt Debt snowball vs avalanche: which should you pick?

One method buys momentum, the other saves interest. A worked example, the research on follow-through, and an honest rule for choosing. 5 min read.

Compare Reach vs YNAB, Monarch & Copilot

Pricing, platforms, entry speed and debt tools side by side, including where Reach is not the right choice.

Reading is step zero.

Step one takes three seconds: log your first expense. Free to download on iOS and Android.