guides · practical, no fluff
Money guides, CFO style.
Short, practical guides on the problems Reach was built for: tracking spending you'll actually keep up, and paying off debt with a plan instead of guilt. No 4,000-word padding, no affiliate links.
Tracking
How to track expenses without connecting your bank account
Three practical ways to track spending manually (notebook, spreadsheet, manual-first app) and the habit design that makes it stick. 6 min read.
Debt Debt snowball vs avalanche: which should you pick?One method buys momentum, the other saves interest. A worked example, the research on follow-through, and an honest rule for choosing. 5 min read.
Compare Reach vs YNAB, Monarch & CopilotPricing, platforms, entry speed and debt tools side by side, including where Reach is not the right choice.
Reading is step zero.
Step one takes three seconds: log your first expense. Free to download on iOS and Android.